High Plains Community Development Corporation

Buying a home is the largest investment most families ever make. There are many great reasons to own a home:

You’ll have a place that is yours! - You’ll own it, have a place to raise your children and become a part of your community. You can pass your home down to your children, and their children, creating security for generations to come.

You may pay less to own a home than you would to rent - and it’s yours at the end! - Homeownership can reduce the federal income taxes you pay. You can deduct the interest on your mortgage and property taxes that you pay on your home on the tax returns you file each year. These savings partially reduce, or offset somewhat the actual cost of owning your home.

Your monthly payments won’t ever go up if you choose a fixed-rate mortgage! - If you choose a mortgage with a fixed-interest rate (one that stays the same for the life of the loan, say 30 years), you ’ll pay the same mortgage payment each month for the entire 30 years of the loan.

You build a good nest egg! - Owning a home is the single greatest source of financial security and independence for the majority of people who have taken this step.

The Homebuyer Education Pre-Purchase Workshop is an educational workshop designed for anyone considering buying a home.

Topics to be discussed:

budgeting and credit counseling

credit reports

advantages of homeownership

shopping for a home

obtaining a mortgage

predatory lending

home inspections

home and property insurance

what to expect at closing

maintaining your home

how to avoid foreclosure

Class schedules may vary. Please contact Valerie Miller at 308.432.4346 ext. 8